ePantas by RCE

Features ePantas by RCE

Welcome to ePanta$, a Shariah-compliant personal financing application designed for Malaysian civil servants.
Our comprehensive digital platform is designed to empower you with a user-friendly experience, allowing you to seamlessly submit financing applications and safeguard your financial information.You can apply for Shariah-compliant personal financing up to RM300,000 at a fixed profit rate without any collateral.
Swift and easy application process as fast as 24 hours.Why choose ePanta$?• Apply for financing anytime, anywhere, at your own convenience• Compare all available offers and choose the one that best fits your needs• Application submitted through ePanta$ is protected by your security password and One Time Password (OTP)• Stay updated with your application status• Access historical record of all your previous applicationsHow does ePanta$ work?• Fill in your application details• Snap or upload pictures of your supporting documents• Follow-up on your application by logging in from time to timeProduct features:• Minimum period for repayment: 1 year• Maximum period for repayment: 10 years• Minimum profit rate: 6.65% per annum• Maximum profit rate: 9.99% per annum• Effective profit rate: Up to a maximum of 15.86% per annumCalculation:• Total profit: P x I x N• Sale price: P + (P x I x N)• Monthly instalment: ((P x I x N) + P) / n P = Facility amount I = Profit rate per annum N = Tenure in years n = Tenure in monthsExample:Facility amount – RM10,000Profit rate per annum – 6.65%Tenure in years – 10 yearsTenure in months – 120 months• Total profit: RM10,000 x 6.65% x 10 years = RM6,650• Sale price: RM10,000 + (RM10,000 x 6.65% x 10 years) = RM16,650• Monthly instalment: ((RM10,000 x 6.65% x 10 years) + RM10,000) / 120 months = RM138.75For more information:Explore further details at http://www.yir.com.my or http://www.yyp.com.my.Available in Bahasa Malaysia and English, ePanta$ is your gateway to a secure and convenient personal financing experience.
Protect your financial future today.